pet friendly condo

First Time Homebuyers 101

First Time Homebuyers - 101

 Doing research on how to buy a home is a serious time investment. There are plenty of ways to get this info on your own. Newspapers are a good starting point to find information by taking a look at the local property transfers. This can help you see what homes have sold for and how much activity is taking place in the town you are interested in. You can also do plenty of research on the internet. This is a great way to start compiling your information. The next thing that you want to do is find a great real estate agent. The best way to do this is through a referral from family and friends or you may meet a great agent through a weekend open house.

 There is no need to be anxious about what comes next. The process can seem so overwhelming. The first thing that you need to do is talk over your financing options with a qualified reputable mortgage broker or bank. You can discuss your down payment options and see which loan programs best fit your needs. Then you will have a starting point on the price range for your new home. Now you are armed with your information. Its time to go home shopping.

 Do you want to live in the city or suburbs? What are you looking for in home? Do you want a certain style? How many bedrooms? What home style do you like? Do you want a ranch, colonial, condo or high rise? Once you narrow this down, take a look and see what fits in your price point.

 Now you go out with your Realtor and start looking. You will probably see a lot of properties your first time out. Don’t get confused. I recommend bringing a digital camera to document each property. You should also take notes and pay attention to the home’s surroundings. Remember the old saying “Location, location, location”. After leaving each property you should rate them right away. This allows you to make an easy decision later.

 You found your home, now what? You make an offer through your real estate agent. There will be some negotiating back and forth. Finally everyone agrees to terms and price. You give a 1% binder check to show good faith that you are serious about purchasing the home. There will be an offer to purchase which has information about the property including dates and contingencies. This is an agreement on paper that will provide the attorneys information to create a binding contract. Next its time to hire a building inspector to look over the property for you and you need to hire an attorney. It’s best if you hire an attorney that specializes in real estate law. If everything is okay you will go to contract the next few days. This will be the legal and binding document that your bank will need to continue processing the loan.

 From this point on the bank and your attorney will contact you and ask you for all sorts of paperwork and documentation to complete the loan process. When you receive your mortgage commitment, its time to start dreaming about paint colors and decorating.

  This year there is the first time home buyers tax credit of $8000 for qualified buyers.

You must have a contract to purchase a home by April 30^th, 2010 and close on the home by June 30, 2010. Eligible properties can be purchased up to $800,000. There are income limits for first time homebuyers. Single home purchaser’s income can be up to $125,000 and married couples up to $225,000. There is a partial tax credit for incomes that are within $20,000 of limits. There is also a tax credit of $6500 for “Step Up” home buyers. These are just some of the basic terms. For more information please go to www.Bondirealtygroup.com and click on Home Buyers Tax Credit.

 2010 is a great time to buy. Prices are affordable and there are many homes to choose from. Mortgage rates are historically low and there is the home buyer’s tax credit. This combination should help stimulate the real estate market for the immediate future.

 Betty Bondi
Bondi Realty Group LLC

203-899-9990

pet friendly condo

Norwalk CT Property Sales Transfers April 10 - 21

222 Flax Hill Road
Deutsche Bank NA to Ashley Chimblo, $304,000

 136 Gillies Lane plus 1 garage
Hilda Hackl to Paul & Carly Pugliese, $276,500

 10 Genoa Street
Patrick & Jaime Fitzpatrick to James & Sheila Miller, $435,000

 30 Elmwood Avenue
Mary Castellion to Pal Scarborough, $380,000

 4 Old Farm Place
Michael Minogue to Brent Starzyk & Meredith Jackson, $695,000

 267 West Cedar Street Unit 6D
Joseph Hernandez to Lukasz & Ilabela Trzebinski, $240,000

 43 Highland Avenue
Sara Adams to Nelson & Elizabeth Griggs, $1,700,000

 6 Covewood Drive
Ronald & Nancy Borge to Erik & Laurie Landsness, $865,000

 11 Richmond Hill Drive
Robert Tisdall to Leonardo & Rebecca Tribelli, $450,000

 144 East Avenue Unit 203B
RMS East Avenue LLC to Varun Sharma, $395,000

 119 Gregory Blvd Unit 38
Charles & Janet Pacifico to Wendy Queen, $705,000

 24 Midrocks Drive
Adahyl & Oheyla Barbosa to Manish & Caleena Naurder, $588,333

 6 Fullmar Lane
Gene Grenier to Marina Thomas, $97,589.98

 915 Foxboro Drive
US Bank National Association to Brian Deboer, $260,000

 6 Brenner Road
Joni Steil to Arda Altincatal & Lauren Steil, $418,000

 23 Heron Road
Andrea & Lisa Zana to Maryann Gabriel, $735,000

 18 Indian Spring Road
John & Caroline Sory to Brian & Kathryn McCormick, $1,850,000

 8 Elmcrest Terrace # 203
Justin Lehn to Alison Barbour, $224,500

 25 McAllister Avenue
Phllip Messina & Robert Hartman to Kathryn Wallace, $410,000

 207 Foxboro Drive
Susan Frey to Ryan Pantello & Alexis Fontana, $390,000

 9 Eclipse Avenue
J.P. Morgan Mortgage to Vera & Nilcoll Gjoka, $245,000

 26 Dorset Road
Paul Delano to Scott Griffin & Violina Cocalia, $445,000

 27 Marlborough Road
Kathryn Benham to Theodore & Claire Garbera, $535,000

 4 Newtown Court
Martin Terraro & Dawn Ott to Alexander & Dianan Dumev, $825,000

 28 Pequot Drive
Lauren Ward to Anupama Murgai, $1,093,750

 2 Dorset Road
Rose Grahame & Connie Tropeano to George Boccanfuso, $470,000

 80 County Street Unit 3F
Xuanwei Huang & Yao Gong to JP Morgan Chase NA, $209,966.87

 9 Hedge Drive
Marilyn Stepkoski & Leonard Tuozzolo to Dimitra Nasi, $312,000

 79 ½ Walter Avenue
Fernando Rosales to Leroy & Winifred Spencer, $330,000

 23 Quaker Road
Estate of Maureen Marino to Mario Roman, $ 338,000

 666 Main Avenue Unit A11
Bank of New York Mellon to MNL Town Line LLC, $110,000

 125 Silvermine Avenue
Deutsche Bank National Trust to Jeffrey Hall, $352,000

pet friendly condo

Norwalk CT Property Transfer Sales March 16 - 31

15 Chestnut Hill Road
Alan Vertucci Sr to Alejandra Mariani & Anthony Giglio, $367,000

 19 Newfield Avenue
Guilermo Ramirez to Juan & Beatrice Carvajal, $325,000

 9 Tierney Street
Joseph & Frances Berardi to Jennifer Street, $319,000

 123 Old Belden Hill Road Unit 5
Kevin & Jamie Toohill to Christina Zugehoer, $320,000

 214 Gillies Lane Unit I9 & Garage G2 & G4
Rozena Shaheen to Katherine Davies, $435,000

 15 Pine Point Road Unit 99
Susan Miller to John & Michell Sini, $135,000

 4 Glenwood Avenue Unit B1
Padrig Khanal to Tej Giki, $190,000

 9 Ludlow Manor
Thomas Brigante to Michele Roos, $350,000

 6 Silver River Court
Noel Freeman to Yongchen Sun & Wei Wang, $633,000

 15 Steeple Top Road
Janette & Mark Brown to Jonathan & Amber Tucker, $585,000

 2 Algonquin Road
Michael & Effie Patrick to Virginia & John Anstead, $355,000

 130 Main Street Unit E3
Lockwood Terrace llc to Nikolas Griffith, $350,000

71 Aiken Street Unit A7
Tamara Falco to Jeanne Cohane, $247,500

 25 Carlin Street
Courtney Calderon to Franklin & Callen Chatfield Jr, $379,000

 2 West Meadow Place
Mortgage It Inc to Rafael & Leono Santaella, $90,000

 12 Leonard Street
Alfreda Moseley to Stuart & Jacqueline Lane, $240,000

 40 Hyatt Avenue
Maureen Jones & Ioannis & Kiriaki Tsahirides, $360,000

 15 Pine Point Road Unit 383
Paula & Carl Hermey to Douglas & Denise Harned, $148,000

 33 North Water Street Unit 410
Aurora Loan Services llc to Scott Hollander, $705,000

 33 North Water Street Unit 610
Linda Nugent to Daniel Hafner, $395,000
Patrick Nugent to Daniel Hafner, $395,000

 213 Silvermine Avenue
Estate of Mary Long to Brieanna Tiedemann, $450,000

 8 Winnepauk Drive
Russell Northrop & Barbara North to Laura Kaehler, $271,500

 38 Vanderbilt Avenue
Charles & Natalie Alini to Nathaniel & Cornelia Toothaker, $940,000

 50 Aiken Street Unit 346
Welmon & Jeraldine Dennison to Kirsten Thai, $240,000

 21 Autumn Street
Gary Pote to Ronald Collins, $439,000

 3 Avenue B
Felix Lopez to Andres Restrepo, $230,000

 58 Noahs Lane Extension
Giorgio & Adriana Cinquegrava to Jeremy Williams, $450,000

 14 Thames Street
Kristine Woleck to Joel Statkevicus, $365,000

 6 Burwell Street
JP Morgan Chase Bank NA to Mark Dam, $113,510

 154 Rowayton Woods Drive
Karin & David Owen to Gregory & Sarah True, $390,000

 25 Grand Street Unit 130
Lauren Gildersleeve to Erica Tobias, $225,000

 8 Bucciarelli Lane
Anna Lozyniak to William Masten, $380,000

 1 Walter Avenue Unit 26
Kay Welch to Karen Victory, $123,000

 115 Fillow Street Unit 60
Hanes & Hinda Christiano to Jenna Kowalseki & Alexander Russo, $329,000

 8 Walnut Avenue
Doris Barbieri to Positive Properties llc, $310,000

 204 Silver Creek Lane
Pieter & Linda Verbeck to Susan Babock, $729,000

 6 Macintosh Road
Arthur & Geraldine Zausner to Donna & Terri Caulley, $355,000

 15 Pine Point Road Unit 309
Jeffrey & Karen Butler to Marc & Brigitte Mansourian, $155,000

 28 Melrose Avenue
Carlos Rivas to James & Jenna DeLigio, $465,000

 5 Scott Street
John & Nancy Tan to Thomas & Angela Materra, $649,000

 21 Rockmere Lane
Hector Camacho to Fernando Grimaldi, $340,000

 15 Pine Point Unit 33
Katherine Norwood to Joseph Blazovic & Patricia Mallon, $140,000

 9 Elm Street Unit 1
Deutsche Bank NA to Mary Ann Witek, $120,000

 15 Huckleberry Drive
Mary Ann Gregg to Steven & Ellen Crawley, $540,000

pet friendly condo

Norwalk CT Property Transfers January 1 - 15 - 2010

 

18 Gilbert Hill Road
Michael & Maria Manna to Anthony & Tara Ann Manna, $304,000

 136 South Main Street
J P Morgan Chase Bank N.A. to Emiliano Torvess, $131,789

 8 Elton Court
Wei Shi Tan to Scott Raven, $290,000

 62 Marlin Drive
US Bank N.A. to Ebony Crowder, $183,045.44

 16 Marlborough Road
Louise Golub to Eric Mount & Wei Shi Tan, $582,500

 94 North Taylor Avenue
Mariano Scialpi & Zaida Rizzo to Malgorzata Cwikla, $375,000

 44 Pine Hill Road
Edward & Carol Meyer to Philip Kaplan & Elisabeth Story, $720,000

 68 Cove Avenue
Robert & Carolotta Holster to Brett Holster, $483,000

 49 Day Street Unit 307
Patricia Junker to Peter Staley, $133,000

 15 Heron Road
William Shaw to Jean Daly, $735,000

 1 Marion Avenue
Laura Pardue to Jeffrey & Natalie Clarke, $530,500

 147.5 East Rocks Road
Deutshe Bank National Trust to G & G Construction, $215,000

 15 Possum Circle
Tuthill Finance & TDC Secured Strategies Fund llc to Blake Delanney & Katharine Smith, $480,000

 4 Golden Hill Street
Lucia Aloyo to Jose Garcia, $282,000

  22 Linden Street
Wells Fargo Bank NA to Lindey llc, $215,000

 206 Foxboro Drive
Beth DeMartino to Dric Forsander & Denise Levasseur, $391,000

 150 Main Street
Scott Shaw c/o Cartus to Mary Kokoth, $145,000

 14 Norman Avenue
Lee Gardella to Timothy & Robin Wood, $675,000

 25 Meridian Road
James Falsey to Lesley Helen Jacobs, trustee, $2,160,000

 11 Lower Rocks Road
Edward Pels to Patrick Stewart, $275,000

 2 Kristen Lane
David & Jennifer Pattillo to Michael O’Brien & Margaret Codan, $685,000

 144 East Avenue Unit 401B
RMS East Avenue llc to Louise Dobson, $520,000

 35 B France Street
Rafael & Caroline Camacho to David & Izabela O’Malley, $610,000

 338 Flax Hill Road
Samuel & Julie Russell to Stanley Kelley, $598,000

pet friendly condo

$237,000. - Norwest Condominum - Norwalk CT- SOLD for $216,000

Owner to pay 4 months common charge at closing!!!! Enjoy an easy lifestyle when you live in this sunny Two bedroom, One bath ranch style condo. New Carpet & New windows.  Washer and dryer hookup in unit. Park like setting with pool, clubhouse & expansive lawn. There is a playground and storage area too. Walk to shopping & easy commute to I-95 or Merritt parkway. Minutes from downtown Westport, located on Westport/Norwalk line. Heat and hot water included in common charge.