June 2010
First Time Homebuyers 101
June 22, 2010 by bettyb · Leave a Comment
First Time Homebuyers - 101
Doing research on how to buy a home is a serious time investment. There are plenty of ways to get this info on your own. Newspapers are a good starting point to find information by taking a look at the local property transfers. This can help you see what homes have sold for and how much activity is taking place in the town you are interested in. You can also do plenty of research on the internet. This is a great way to start compiling your information. The next thing that you want to do is find a great real estate agent. The best way to do this is through a referral from family and friends or you may meet a great agent through a weekend open house.
There is no need to be anxious about what comes next. The process can seem so overwhelming. The first thing that you need to do is talk over your financing options with a qualified reputable mortgage broker or bank. You can discuss your down payment options and see which loan programs best fit your needs. Then you will have a starting point on the price range for your new home. Now you are armed with your information. Its time to go home shopping.
Do you want to live in the city or suburbs? What are you looking for in home? Do you want a certain style? How many bedrooms? What home style do you like? Do you want a ranch, colonial, condo or high rise? Once you narrow this down, take a look and see what fits in your price point.
Now you go out with your Realtor and start looking. You will probably see a lot of properties your first time out. Don’t get confused. I recommend bringing a digital camera to document each property. You should also take notes and pay attention to the home’s surroundings. Remember the old saying “Location, location, location”. After leaving each property you should rate them right away. This allows you to make an easy decision later.
You found your home, now what? You make an offer through your real estate agent. There will be some negotiating back and forth. Finally everyone agrees to terms and price. You give a 1% binder check to show good faith that you are serious about purchasing the home. There will be an offer to purchase which has information about the property including dates and contingencies. This is an agreement on paper that will provide the attorneys information to create a binding contract. Next its time to hire a building inspector to look over the property for you and you need to hire an attorney. It’s best if you hire an attorney that specializes in real estate law. If everything is okay you will go to contract the next few days. This will be the legal and binding document that your bank will need to continue processing the loan.
From this point on the bank and your attorney will contact you and ask you for all sorts of paperwork and documentation to complete the loan process. When you receive your mortgage commitment, its time to start dreaming about paint colors and decorating.
This year there is the first time home buyers tax credit of $8000 for qualified buyers.
You must have a contract to purchase a home by April 30th, 2010 and close on the home by June 30, 2010. Eligible properties can be purchased up to $800,000. There are income limits for first time homebuyers. Single home purchaser’s income can be up to $125,000 and married couples up to $225,000. There is a partial tax credit for incomes that are within $20,000 of limits. There is also a tax credit of $6500 for “Step Up” home buyers. These are just some of the basic terms. For more information please go to www.Bondirealtygroup.com and click on Home Buyers Tax Credit.
2010 is a great time to buy. Prices are affordable and there are many homes to choose from. Mortgage rates are historically low and there is the home buyer’s tax credit. This combination should help stimulate the real estate market for the immediate future.
Betty Bondi
Bondi Realty Group LLC
203-899-9990
July 4th Fireworks Norwalk CT
June 22, 2010 by bettyb · Leave a Comment
Come see the fabulous fireworks display on Friday July 3rd at Calf Pasture or Shady Beach!
Rain Date of Sunday July 5th.
Calf Pasture Beach concerts
6:00PM “THE AMAZING ANDY SHOW”
7:00PM “THE BOSSY FROG BAND”
Shady Beach concerts
6:00PM “DANCE TO THE MUSIC WITH DJ Nuzzo”
7:00PM “BILL GENUARIO BAND”
Norwalk CT car show June 23 2010
June 22, 2010 by bettyb · Leave a Comment
Concerts and Movies are free and open to the public
· The City of Norwalk Recreation and Parks Summer Concert Series brings music to Calf Pasture Beach throughout the summer.
All concerts are free and open to the public.
For Wednesday night concerts, a parking fee of $5 per car will be charged for cars without a Norwalk beach sticker.
For the July 3rd Fireworks and Concert, a parking fee of $20 per car will be charged for cars without a Norwalk beach sticker.
Concerts may be added and/or dates changed throughout the year, call the office (854-7806) for updates; cancellation number (854-7938).
Come to see the very cool 50’s car show at Calf Pasture Beach on June 23rd @ 6:00 p.m.
Rain date - June 24th @ 6:00 p.m.
Music provided by Deja Vu
Norwalk CT Property Sales Transfers April 22 - 30
June 22, 2010 by bettyb · Leave a Comment
135 Grumman Avenue
Sean & Tracy Flynn to Joseph & Alison Prunotto, $450,000
19 Old Lantern Place
Estate of Eva Flowers to CIL Realty Inc., $485,000
345 Main Avenue
Parkway Plaza Inc to 214th Street Realty Group Inc., $5,675,000
19 Ryan Avenue
CT Best Homes, LLC to Mark Lennon, $390,000
177 West Rocks Road
Michael & Shana Russnok to Pamela Miranda, $533,500
144 Ponus Avenue
Michelle & Frank Marini to John & Marian Thielsen, $477,000
16 Hunters Lane
Dorothy Intellisano Trust to Manuel Garcia & Ramon Ydler, $407,000
21 Old Trolley Way
Estate of Michael Fabrizio to George Iosifidis, $250,000
115 Fillow Street Unit 33
Marilyn Woodhall & Kathleen Apruzzese to Eileen Biondo, $249,000
8 Golden Court
Estate of Herbert Miller & Gloria Miller to Thomas & Susan Flangan trustees, $4,825,000
50 Harborview Avenue
Paul Cook to John & Tamara Cox, $890,000
9-11 Park Street Unit 401
Thomas & Cecylia Cahill to Jeffrey Bisson, $105,000
17 Ambler Drive
Denise DeMarsh to Gregory Oehley, $372.500
65 Strathmore Lane
Mohamad Bahrami & Berend Van Toor to Ryan & Meaghan Drummond, $355,000
43 Winfield Street
Ioannis Drosos to Hall Brooke Behavioral Services Inc., $842,500
60 William Street
Dave Marantz Committee to Bank of New York, $398,572.46
13 Spruce Street
Estate of Josephine Nagy to Christie Ruiz, $277,000
40 William Street
Josephine Pisacano to Hariklia Gavrielidis, $406,487
283 Fillow Street
Geoffrey Steadman & Kristine Lyon to Echo Valley LLC, $250,000
10 Lloyd Road
Marin Stewart to Michael & Ursula Cotta, $345,000
68 Main Street Unit 4-1-D
Theodore & JoAnn Kopec to Seung & Helen Lee, $110,000
2 West Avenue Unit 12
Catherine & Frederick Petrini trustee to Jeff & Onelda Koehler, $159,000
11 Keeler Avenue
Paul Latham & Debora Robare to David & Celi George, $585,000
78-80 South Main Street
Krest Manufacturing Co, Inc. to 78 South Main Street, LLC, $965,000
34 Ferris Avenue Unit A2
Woodbury LLC to Levancliff Valenton & Evangeline & Leo Degario, $390,000
34 Ferris Avenue Unit A1
Woodbury LLC to Aries & Angela Valenton, $390,000
10 Overbrook Road
Kenneth Cerulli to Denise York, $510,000
118 Gregory Boulevard
Colleen Geisweit to Thorsten Suder, $595,000
34 Calf Pasture Beach Road
Timon & Lori Malloy to Guillermo & Susan Suarez, $625,000
167 Winfield Street
Rosemary Sweeting to Glen & Lori Dominick, $515,000
Norwalk CT Property Sales Transfers April 10 - 21
June 21, 2010 by bettyb · Leave a Comment
222 Flax Hill Road
Deutsche Bank NA to Ashley Chimblo, $304,000
136 Gillies Lane plus 1 garage
Hilda Hackl to Paul & Carly Pugliese, $276,500
10 Genoa Street
Patrick & Jaime Fitzpatrick to James & Sheila Miller, $435,000
30 Elmwood Avenue
Mary Castellion to Pal Scarborough, $380,000
4 Old Farm Place
Michael Minogue to Brent Starzyk & Meredith Jackson, $695,000
267 West Cedar Street Unit 6D
Joseph Hernandez to Lukasz & Ilabela Trzebinski, $240,000
43 Highland Avenue
Sara Adams to Nelson & Elizabeth Griggs, $1,700,000
6 Covewood Drive
Ronald & Nancy Borge to Erik & Laurie Landsness, $865,000
11 Richmond Hill Drive
Robert Tisdall to Leonardo & Rebecca Tribelli, $450,000
144 East Avenue Unit 203B
RMS East Avenue LLC to Varun Sharma, $395,000
119 Gregory Blvd Unit 38
Charles & Janet Pacifico to Wendy Queen, $705,000
24 Midrocks Drive
Adahyl & Oheyla Barbosa to Manish & Caleena Naurder, $588,333
6 Fullmar Lane
Gene Grenier to Marina Thomas, $97,589.98
915 Foxboro Drive
US Bank National Association to Brian Deboer, $260,000
6 Brenner Road
Joni Steil to Arda Altincatal & Lauren Steil, $418,000
23 Heron Road
Andrea & Lisa Zana to Maryann Gabriel, $735,000
18 Indian Spring Road
John & Caroline Sory to Brian & Kathryn McCormick, $1,850,000
8 Elmcrest Terrace # 203
Justin Lehn to Alison Barbour, $224,500
25 McAllister Avenue
Phllip Messina & Robert Hartman to Kathryn Wallace, $410,000
207 Foxboro Drive
Susan Frey to Ryan Pantello & Alexis Fontana, $390,000
9 Eclipse Avenue
J.P. Morgan Mortgage to Vera & Nilcoll Gjoka, $245,000
26 Dorset Road
Paul Delano to Scott Griffin & Violina Cocalia, $445,000
27 Marlborough Road
Kathryn Benham to Theodore & Claire Garbera, $535,000
4 Newtown Court
Martin Terraro & Dawn Ott to Alexander & Dianan Dumev, $825,000
28 Pequot Drive
Lauren Ward to Anupama Murgai, $1,093,750
2 Dorset Road
Rose Grahame & Connie Tropeano to George Boccanfuso, $470,000
80 County Street Unit 3F
Xuanwei Huang & Yao Gong to JP Morgan Chase NA, $209,966.87
9 Hedge Drive
Marilyn Stepkoski & Leonard Tuozzolo to Dimitra Nasi, $312,000
79 ½ Walter Avenue
Fernando Rosales to Leroy & Winifred Spencer, $330,000
23 Quaker Road
Estate of Maureen Marino to Mario Roman, $ 338,000
666 Main Avenue Unit A11
Bank of New York Mellon to MNL Town Line LLC, $110,000
125 Silvermine Avenue
Deutsche Bank National Trust to Jeffrey Hall, $352,000
Bondi Realty Group is located in Norwalk, serving all of Fairfield County Connecticut. We have 20 years of real estate experience working with buyers, sellers and investors. 